Standard Deposit Insurance Coverage Amount of $250,000 Made Permanent




As of July 21, 2010, the standard maximum deposit insurance provided by the FDIC has been permanently increased to $250,000 per depositor, per insured depository institution for each account ownership category. 

If you have questions, about FDIC insurance coverage limits and requirements, visit www.myFDICinsurance.gov1, call toll-free 1-877-ASK-FDIC (877-275-3342) or ask a Florida Community Bank representative.

Notice of expiration of the temporary full FDIC insurance coverage for noninterest-bearing transaction accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage, visit


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